DAS Acquisition Company LLC Website Privacy Policy
Effective Date: 6/14/2018
This policy describes DAS Acquisition Company LLC (“DAS Acquisition Company LLC ,” “we” or “our”)
collection, processing, transfer and storage of data from visitors to our website at
https://www.loansurfer.com/ (our “Website”). This Privacy Policy
applies only to the data collected on the Website and not to other data collected or processed by DAS
Acquisition Company LLC .
If you are a DAS Acquisition Company LLC customer, please see our
Consumer Privacy Notice
, which we provide to all our individual customers, for a comprehensive explanation of how we collect,
use, and share personal information and your choices for limiting the use and sharing of your information as
our customer.
1. OUR COMMITMENT TO YOUR PRIVACY
This Privacy Policy describes:
-
How information about you is collected through our Website;
-
How we use and with whom we share this information;
-
How you can access and update this information; and
-
The choices you can make about how we collect, use and share your information.
If you have any questions regarding this Privacy Policy or our information collection and use practices,
please contact us using the information in the “Contact Us” section below.
2. INFORMATION COLLECTED THROUGH OUR WEBSITE
DAS Acquisition Company LLC collects information from Website visitors and also obtains information from
third parties (including from service providers) in the course of providing our mortgage and loan origination
services (our
“Services”), which we may add to the data we obtain through the Website. The information collected
through our website includes:
-
Personal and Loan-related Information. You may provide us information about you, which may include
personal information and information relating to or necessary for the initiation, processing, or
completion of certain financial
transactions, including the issuance of loans.
-
Transactional Information. We may also create transactional records of each of the transactions or
other events occurring through our Website. This transactional information is generally collected (i) to
enable our Services,
including loan document creation, origination, management, and distribution, (ii) to enable the services
provided by third parties (including determinations regarding qualification for loans or the interest
rates to be applied
to loans), and (iii) to enable DAS Acquisition Company LLC to comply with various legal
obligations.
-
Device and Usage Information. Like most online services, our Website collects standard technical,
non-personal information when you use it, including internet protocol (IP) addresses, browser types,
internet service providers
(ISPs), the pages and content you view or interact with on our Website, the information you search for,
and the dates and times that you visit our Website.
-
Cookies and Other Technologies. Our Website collects certain information through the use of
“cookies” and other tracking technologies. Cookies are small files that your browser places on your
computer. We may use session
cookies, persistent cookies, and other tracking technologies to better understand how you interact with
our Website, to monitor usage by our users and web traffic routing on our services, and to improve and
personalize our
Website. Many Internet browsers automatically accept cookies. You may be able to instruct your browser to
stop accepting cookies or to prompt you before accepting cookies from the websites you visit. Google
provides some additional
privacy options relating to Google analytics, described at
www.google.com/policies/privacy/partners/
. We do not respond to “do not track” browser signals at this time. We may also use web
beacons, which are transparent graphic images on a webpage or within the body of one of our marketing
emails, to allow us to
measure visitor actions and assess the effectiveness of our email marketing campaigns. For example, we use
web beacons in our email marketing to track instances where a user clicks through a link in the email.
3. HOW WE USE INFORMATION
We and service providers working on our behalf use information collected on our Website in a variety of
ways intended to provide our Website and Services and to operate our business, including the following:
-
To Provide our Services. We use the information that we collect (i) to operate, maintain, enhance
and provide our Website and our Services, (ii) to provide other services and information that you request,
and (iii) to provide
customer support to you and other parties.
-
To Improve, Analyze, and Personalize our Website and Services. We use the information that we
collect to understand and analyze usage trends and preferences; to monitor and analyze the effectiveness
of our Website and Services;
to improve our Website and Services and develop new products, services, features, and functionality; and
to personalize our Website and Services, such as remembering your information so that you will not have to
re-enter it
during your visit or the next time you use our Website, or providing customized content and
information.
-
To Contact You. We may use your email address or other information we collect to contact you for
administrative purposes such as customer service or to send communications, including marketing or
promotional communications,
relating to our Website and Services. Generally, you have the ability to opt out of receiving
promotional communications as described below.
-
Aggregate Data. We aggregate data collected through our Website and use it for purposes such as
creating and sharing reports about the use of our products and services, including users’ interests, usage
patterns, and trends.
Advertising. We may use non-identifiable information that you provide or that we collect to improve
or tailor the effectiveness of advertising on our Website and to provide advertisements and other content
that is tailored
to you.
-
Advertising. We may use non-identifiable information that you provide or that we collect to improve
or tailor the effectiveness of advertising on our Website and to provide advertisements and other content
that is tailored
to you.
4. HOW WE SHARE INFORMATION
We may share, transfer, or disclose your information if you consent to us doing so, as well as in the
following circumstances:
-
To Service Providers. We work with third party service providers to provide services including loan
or transaction processing or administration; Website hosting and other similar services, development and
maintenance; advertising
and marketing services; and other services related to our Website and Services for us. These third parties
may have access to or process your information as part of providing those services for us. Generally, we
limit the information
provided to these service providers to that which is reasonably necessary for them to perform their
functions, and we require them to agree to maintain the confidentiality of such information. These service
providers are not
permitted to use information we share that might identify you for any purpose other than to provide
services to DAS Acquisition Company LLC or to you.
-
In Aggregate Form. We may make certain aggregated non-personal information available to third
parties for various purposes, including (i) compliance with various reporting obligations; (ii) for
business or marketing purposes;
or (iii) to assist such parties in understanding our users’ interests, usage patterns, and borrowing and
loan origination trends.
-
Compliance with Laws and Law Enforcement; Protection of Our Rights. We may disclose your
information (including your personal information) to a third party if (a) we believe that disclosure is
reasonably necessary to comply
with any applicable law, regulation, legal process or governmental request, (b) to enforce our agreements,
policies and terms of service, (c) to protect the security or integrity of our Website or Services, (d) to
protect the
property, rights, and safety of DAS Acquisition Company LLC , our users or the public from harm or illegal
activities, (e) to respond to an emergency which we believe in the good faith requires us to disclose
information to
assist in preventing the death or serious bodily injury of any person, or (f) to investigate and defend
ourselves against any third-party claims or allegations.
-
In Significant Business Transactions. Your information, including personal information, may be
disclosed and otherwise transferred to an acquirer, successor, or assignee as part of any merger,
acquisition, debt financing,
sale of assets, or similar transaction, or in the event of an insolvency, bankruptcy, or receivership in
which information is transferred to one or more third parties as one of our business assets.
5. OUR POLICY CONCERNING CHILDREN
Our website is not directed to children under 13, and we do not knowingly collect any personal
information from children under the age of 13 through our website. If we become aware that a child under 13
has provided us with personal
information through our website, we will take steps to delete such information.
6. PRIVACY POLICIES OF LINKED SITES
Our Website may contain links to other sites. We are not responsible for the privacy practices or
the content of such sites. If you have any questions about how these other sites use your information,
you should contact
them directly.
7. SECURITY
DAS Acquisition Company LLC has certain measures in place to maintain the security, confidentiality and
integrity of the information gathered through the Website, and to help protect against the loss, misuse and
alteration of
such information. While we take measures to protect your personal information against security breaches
and unauthorized access, we cannot guarantee that our safeguards will be effective all of the time against all
security
threats.
8. CHANGES TO OUR PRIVACY POLICY
This Privacy Policy may be revised from time to time. If we decide to make material changes to our
Privacy Policy, we will make reasonable efforts to notify you of the changes by sending a notice to the
primary email address provided
to us and/or by placing a notice on our Website.
9. HOW TO ACCESS AND UPDATE YOUR INFORMATION
You can access and update the information that you have provided to us as follows:
-
If you are a DAS Acquisition Company LLC customer, you can access and update certain personal information
in connection with your account or application by logging into your account online.
-
You may contact us at encompasshdticket@dasacquisition.com and request to review, amend or delete
certain personal information collected by us.
-
Please note that we may not be able to delete all information we collect through our Website.
-
You may opt-out of receiving marketing emails at any time by following the steps to “unsubscribe”
described in the footer of our marketing emails. Your opt-out will become effective in 10 days or less.
10. CONTACT US
If you have any questions, comments or concerns regarding our Privacy Policy and/or practices, please
send an email to: encompasshdticket@dasacquisition.com .
DAS Acquisition Company LLC
12140 Woodcrest Executive Drive, Suite 150,
St. Louis, Missouri 63141